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Insurance Products

Public & Product Liability Insurance

A Public and Products (Broadform) Liability policy will provide cover for the insured's liability for loss or damage caused by negligence to third parties (who are not the insured) resulting from an occurrence in connection with the insured business.

It gives the insured business indemnity against legal liability to pay compensation for personal injury or property damage claims arising from products and/or services sold or supplied by the insured. However, this insurance does not cover product warranty and is subject to terms, conditions and exclusions.

Cover includes but is not limited to:

Personal Injury

  • Death, bodily injury, sickness, disease, disability, shock, fright, mental anguish and mental injury
  • Assault or battery

Property Damage

  • Physical damage to tangible property
  • The loss of use of tangible property which has not been damaged but cannot be used due to damage to other tangible property

Please Contact Us now on 03 8615 0600 to speak directly to a Principal or Senior Adviser about how best to protect your business asset.

Selecting The Right Policy

It is very important that you understand your insurance requirements and the extent of your policy coverage. Policy coverage is always subject to the terms, conditions and exclusions of the insurance contract and policy wording provided by the insurer.

You will find that each insurance company has its own policy wording and therefore the coverage can vary considerably from one insurer to another. So it becomes vital that you compare each policy based on the appropriateness of cover for your individual or business needs.

As Insurance Advisers, it is our role to understand the terms and conditions and apply them to your individual business needs. We rely on our extensive international and national experience in specific sectors of insurance to select the right insurance for your business. We can then provide advice and tailor make the best insurance program to reduce risk and provide peace of mind.

For expert advice, real experience and a comprehensive understanding of your business and it's insurance requirements.
Call now on 03 8615 0600 and arrange a no-obligation consultation with a member of the PACE Insurance team.

Insurance Advisernet Australia

Pace Insurance Pty Ltd is a Corporate Authorised Representative of Insurance Advisernet Australia Pty Ltd
AFSL No. 240549 | Corporate Authorised Representative No. 406993
Visit the Insurance Advisernet website.